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Future Financial Services

Future Financial Services Penrith Provides; Retirement Planning, Wealth Creation, Superannuation & Insurance Planning Advice. 

Future Financial Services is a boutique financial planning firm dedicated to providing personalised, easy to understand advice as our clients go through various life stages.

Our knowledge and experience in relation to legislation and strategies surrounding superannuation, insurance, investments, taxation and Centrelink will enable us to provide you with quality advice to assist you to achieve your financial goals.

Alex McKenzie, the Principal Financial Planner, has been operating as an advisor since 2002 and has serviced clients in varying situations for over 15 years.

Future Financial Services Blogs

  • Self Managed Super Funds - Is a Self-Managed Super fund appropriate for you?

    In recent times, Self-Managed Super Funds (SMSF) have become very popular and, for many investors, they represent an excellent vehicle to manage their retirement assets.

     

    It is my belief that for many Australian’s who have an SMSF, it is not the most appropriate structure. Truth be known, often the person recommending the fund benefits greatly.  As a financial planner, a SMSF client is gold as they are generally high revenue clients.  The same applies for accountants and those involved with property investment, we are all incentivised to recommend an SMSF. Is this best for the client? Often the answer is yes, it is a great option, however, in a lot of other situations, I’m less confident that an SMSF is appropriate. 

  • The Happiest of Times can also be the most stressful - Starting a family comes with its own set of money challenges

    There is a common situation that many of my clients go through when, all of a sudden, things aren’t as financially comfortable as they once were. No longer are you able to save, in fact, you might see your savings decline, you find yourself foregoing small luxuries and you feel like you are treading water or even going backwards financially.

    The period I’m talking about is the life stage when you start a family. Financially, this is one of the hardest parts of your life. In most cases one partner has a period where they don’t work and quite often this is followed by a period of reduced work. This obviously leads to reduced income, often for an extended amount of time.