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Future Financial Services

Future Financial Services Penrith Provides; Retirement Planning, Wealth Creation, Superannuation & Insurance Planning Advice. 

Future Financial Services is a boutique financial planning firm dedicated to providing personalised, easy to understand advice as our clients go through various life stages.

Our knowledge and experience in relation to legislation and strategies surrounding superannuation, insurance, investments, taxation and Centrelink will enable us to provide you with quality advice to assist you to achieve your financial goals.

Alex McKenzie, the Principal Financial Planner, has been operating as an advisor since 2002 and has serviced clients in varying situations for over 15 years.

Future Financial Services Blogs

  • Self Managed Super Funds - Is a Self-Managed Super fund appropriate for you?

    In recent times, Self-Managed Super Funds (SMSF) have become very popular and, for many investors, they represent an excellent vehicle to manage their retirement assets.

     

    It is my belief that for many Australian’s who have an SMSF, it is not the most appropriate structure. Truth be known, often the person recommending the fund benefits greatly.  As a financial planner, a SMSF client is gold as they are generally high revenue clients.  The same applies for accountants and those involved with property investment, we are all incentivised to recommend an SMSF. Is this best for the client? Often the answer is yes, it is a great option, however, in a lot of other situations, I’m less confident that an SMSF is appropriate. 

  • Stick to your plan! - Sticking to your plan

    I was recently reading an article about emotional investing and there were two key points that really caught my attention. The first was that the average investor had underperformed the market by four percent. The second was that, by simply following the world share index over the last 40 years, your initial investment would now be worth 45 times what you started with (including the dividends received during that time). 

    Along the way, we endured the stagflation and oil embargo crisis of the late 70’s, Black Monday in the 80’s, the Russian Rubble crisis, Tech Wreck, the 9/11 stock market crash and most recently the GFC. Assuming we stuck solid, at the end of all that we would have 45 times what we started with, plus regular income