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Future Financial Services Blog

by Alex McKenzie

Financial planning advice to guide you through your life stages. Financial advice for when you are looking to buy your first home, start a family or looking to retire. This blog aims to show the relevance of Superannuation, insurance and investment for everyday families.

06
February
2020

Superannuation is real money

Superannuation is real money

The fact that people can’t access their superannuation until they retire, results in many not treating it with the respect it deserves. Superannuation is real money!

The introduction of compulsory super, decades ago, is seeing superannuation become most people’s second biggest asset behind the family home.  Actually, is not unusual for it to be our most valuable asset; despite this, most people don’t treat it as such.

Written by: Alex McKenzie Categories: Future Financial Services Blog

06
February
2020

Self-managed Superannuation Funds and Divorce

Self-managed Superannuation Funds and Divorce

Self-managed superannuation funds (SMSF) have a lot of complexities that are often overlooked when established. One such area that is virtually never considered upfront is, what happens to the SMSF in the event of divorce?

For most SMSFs, the husband and wife are both members of the fund. The trustees are usually either the husband and wife, or a corporate trustee with husband and wife as the directors. The end result of this is that, in order to operate the SMSF, both husband and wife are required to authorise all actions of the fund.

Written by: Alex McKenzie Categories: Future Financial Services Blog

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