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Future Financial Services Blog

by Alex McKenzie

Financial planning advice to guide you through your life stages. Financial advice for when you are looking to buy your first home, start a family or looking to retire. This blog aims to show the relevance of Superannuation, insurance and investment for everyday families.


What if something happens to my business partner?

What happens if something happens to by my business partner?

Most of us are aware that there will be financial consequences if we lose our husband or wife and understand that this event is likely to create some financial stress. Many people have some sort of strategy to mitigate the financial risk, whether it is through life insurance or building sufficient assets to fund our lifestyle.

The financial consequence of losing a business partner can be just as dire and far more complicated. Unfortunately, most people who have business partners don’t address this risk at all.


Written by: Alex McKenzie Categories: Future Financial Services Blog


Stick to your plan!

Sticking to your plan

I was recently reading an article about emotional investing and there were two key points that really caught my attention. The first was that the average investor had underperformed the market by four percent. The second was that, by simply following the world share index over the last 40 years, your initial investment would now be worth 45 times what you started with (including the dividends received during that time). 

Along the way, we endured the stagflation and oil embargo crisis of the late 70’s, Black Monday in the 80’s, the Russian Rubble crisis, Tech Wreck, the 9/11 stock market crash and most recently the GFC. Assuming we stuck solid, at the end of all that we would have 45 times what we started with, plus regular income

Written by: Alex McKenzie Categories: Future Financial Services Blog

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