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Future Financial Services Blog

by Alex McKenzie

Financial planning advice to guide you through your life stages. Financial advice for when you are looking to buy your first home, start a family or looking to retire. This blog aims to show the relevance of Superannuation, insurance and investment for everyday families.

06
February
2020

Trust in Shares

Trust in Shares

For almost all of us, the bulk of our Superannuation is invested in the share market, whether that be locally or overseas. In my experience a lot of people don’t really understand what is entailed with investing in shares. This lack of understanding leads to a lack of confidence. A lack of confidence leads to panicked behavior when markets fall.

When you purchase a share, you are literally buying a share in the ownership of that company. You become entitled to a share in the profits by the way of a dividend. Your Superannuation fund is likely to hold a wide range of shares in different companies in varying sectors and locations. Most Super funds are likely to focus on the largest companies primarily but it is possible that you will have exposure to some small companies as well.

Written by: Alex McKenzie Categories: Future Financial Services Blog

13
January
2020

Creating wealth & providing income

The difference between creating wealth and providing income

Different assets have different characteristics and some are more suited than others to achieving a desired outcome.  The key to a successful investment strategy is ensuring that the asset mix is suited to achieving the desired result.

Two broad outcomes are; building wealth or providing income. There are a number of goals that fall into either of these 2 broad categories. For instance, you may wish to build wealth to purchase a house or fund retirement. Alternatively, you may require your investment to provide income in retirement or a period with higher than usual expenses or reduced income (such as starting a family).

 

Written by: Alex McKenzie Categories: Future Financial Services Blog

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