Last week I turned FORTY! I’m really not sure where all the years went. I think back fondly on my 21st and 30th birthdays and they certainly don’t feel like the 10 and 19 years ago that basic maths tells me they were. Like most milestones, major birthdays can be great cause for reflection and, during the last week, I’ve looked back at all the things I imagined I would have achieved by the time I reached 40.
I feel fortunate that I have achieved many of the goals I had both formally and informally set for myself in my career, my life and financially. However, there are many areas where I have fallen short of my aims. Embarrassingly, as a Financial Planner who is a big believer in superannuation, I have far less money in my super than I’d like. This is a consequence of being self-employed for almost all of my entire working career.