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Future Financial Services Blog

by Alex McKenzie

Financial planning advice to guide you through your life stages. Financial advice for when you are looking to buy your first home, start a family or looking to retire. This blog aims to show the relevance of Superannuation, insurance and investment for everyday families.

11
November
2012

Turning the Aussie Dream into reality

Buying your first home

Purchasing your first home can seem so far away, but a financial planner can help you achieve your goal by establishing processes to keep you disciplined and consistent and work towards your goal.  In a lot of cases the role of a financial planner is similar to a personal trainer, although the technical expertise is helpful, the main benefit is often simply keeping you honest with yourself and having someone to remind you to do what you know has to be done!

Written by: Alex McKenzie Categories: Future Financial Services Blog

16
October
2012

Stepped and Level premiums

This is what I say…

Stepped Premiums are calculated on one’s age. This means insurance premiums start off cheap, but increase with our ever increasing age.

Level Premiums on the other hand are calculated on an average premium. This means you may pay a little more in the beginning i.e. when you’re younger, but you pay much less (relative to stepped premiums) when you get older.

Written by: Alex McKenzie Categories: Future Financial Services Blog

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