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Future Financial Services Blog

by Alex McKenzie

Financial planning advice to guide you through your life stages. Financial advice for when you are looking to buy your first home, start a family or looking to retire. This blog aims to show the relevance of Superannuation, insurance and investment for everyday families.


Why you should seek financial advice when starting a family

Good planning is important!

Starting a family is obviously a huge moment in a persons life, but it also a time where seeking  financial advice is highly recommended.

When starting a family, the income and expenditure requirements changes immensely. Although initially expenses don’t grow substantially, as children grow older they account for more and more of the family budget, especially if full time child care or private school fees are involved. The biggest change for most couples is going to a single income for a period of time. At the risk of generalising, most modern couples are duel income, at least before they start having children, and their lifestyle becomes reliant on both these incomes.

Written by: Alex McKenzie Categories: Future Financial Services Blog


Insurance- How much cover is enough?

Insurance Planning

Under insurance is a huge problem in Australia, there are 2 main reasons for this, alot of us are blasé in relation to the fact that a member of their family could become critically ill, injured or worse still pass away and essentially ignore the risk and figure that it won’t happen to us, therefore do not prepare for the financial risk associated. I don’t need to tell everyone that this is a naive view, serious illness and accidents happen to people everyday and although we all hope it doesn’t happen to us or our love ones, but none of us are immune.

Written by: Alex McKenzie Categories: Future Financial Services Blog

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