Insurance Planning

The financial effects of death, disablement, a critical illness or loss of income through injury or illness can be catastrophic to a family. Insurance removes some of that potential hardship by transferring the financial risk to a 3rd party.

Insurance protection is also complex. In addition to determining the financial risks and the types and levels of insurance required, there are also ownership, taxation, and estate planning considerations. Future Financial Servicse will guide you through this process to ensure you and your family are adequately protected.

Critically, our insurance researchers compare the various insurers in the industry, not only on price, but also on the quality of policy definitions. In addition, we will review your insurance on an ongoing basis as the insurance landscape, and your personal circumstances, are constantly changing.

Area’s of insurance advice include:

  • Life Insurance
  • Income Protection Insurance
  • Total and permanent disability (TPD) 
  • Critical illness trauma cover, including survival of a stroke, cancer, heart attack 
  • Intergenerational insurance
  • Shareholder protection insurance:
  • Succession planning
  • Key person insurance 
  • Group salary continuance

These coverages are accessed from a broad range of leading personal and business insurance providers.

We naturally provide assistance in the event of a claim to ensure that any such claim is dealt with as smoothly and efficiently as possible.